Portfolio Analyst



South Africa


An exceptional challenge must be met by exceptional people. Every day, we are inspired by the opportunity to collaborate and learn from our talented colleagues. Smart, passionate and driven, we take pride in what we do together, as JUMOnauts.

About this job

As Portfolio Analyst you will be an integral part of the team accountable for the financial performance of JUMO. You will work with various areas to create insights that inform strategies implemented in the portfolios on a daily basis.  Your analyses will maximise the performance of all credit products while constantly navigating the competing interests of growth, and financial sustainability. You will report to the Portfolio Manager.

You will 

  • Analyse portfolios to identify pockets of risk or opportunity and develop proactive strategies that assist in optimizing predictable portfolio performance.
  • Monitor, analyse, and suggest remedial action on portfolios, through careful consideration of internal and external factors which may cause portfolio performance shifts.
  • Assist in managing microcredit assets across geographies, risk segments and product classes.
  • Build BI reports to assist in speeding up portfolio strategy development.
  • Execute on the strategic vision of the business across various credit product offerings.
  • Build code repositories and assist in documentation of learnings.
  • Establish strong working relationships with peers and stakeholders to address cross-functional processes and influence changes outside of the team.
  • Understand and analyse the trade-offs when pursuing various portfolio strategy scenarios, and provide recommendations based on the best way forward.
  • Ensure adequate communication, reporting, tracking and monitoring of portfolio performance.
  • Be responsible for growth, performance, and optimization of financial products in pursuit of maximizing eligibility and reach across our markets.

You will need

  • University degree in either Business, Finance, Mathematics, Statistics, Economics, Risk Management, or equivalent.
  • University graduate in the above fields with a keen willingness to learn OR a maximum 2 years’ Analytical / Commercial experience within financial services – Consumer lending, Banking, Asset management or Fund management.
  • Strong analytical and problem solving skills.
  • Understanding of financial metrics in relation to portfolio management and the associated forecasting thereof.
  • Strong financial product understanding.
  • Understanding of the credit lifecycle.
  • Proficiency in Excel, data analytics.
  • Ability in presenting / communicating recommendations
  • Intellectual curiosity and a willingness to drive innovation through testing, exploration, and creative problem solving in a fast paced, constantly changing product environment.
  • Appetite to learn and be challenged.

Bonus if you have 

  • Proficiency in SQL.
  • Experience with BI reporting software such as SuperSet, Power BI, Tableau etc.
  • Completed / In the process of completing a CA / CFA / CAIA certification or equivalent.
  • Knowledge and application of credit scoring and risk management. techniques across the entire credit life cycle on consumer portfolios.
  • Experience in a data rich, dynamic and constantly changing environment.

We ask a lot of each other at JUMO, but we give a lot too. 


You will love

  • Collaborating with smart, engaging people in an inspiring work environment.
  • Working for impact.
  • Growing and learning continuously, with loads of encouragement and support.
  • Boldly taking risks as we navigate new challenges.
  • Flexible work practices enabling your best delivery.
  • Being autonomous and empowered to lead.
  • A stack of leading-edge technologies.

Remote First

You will be based in South Africa. We operate a remote first working approach where working remotely is our default way of working. We have co-working spaces available in Cape Town for collaboration and connection and for the use of those who value and want to work out of an office.  You have flexibility where to work from, as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

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